TERMS AND CONDITIONS OF BUSINESS

Effective Date: May 20 2021Last Updated: August 8^th 2026.

These Terms and Conditions of Business (“Terms”) govern the relationship between Leo Green Services, a company registered under the laws of the Federal Republic of Nigeria with its registered office at Plot 24 Road 2 Uratta Road, Housing Estate Owerri Municipal, Imo State, Nigeria (“Company”, “we”, “us” or “our”), and any person or organization that accesses our website, purchases our products, engages our services, submits an application through us, or otherwise deals with us (“Customer”, “you” or “your”).By accessing our website, submitting an application, purchasing a product, engaging any of our services, making payment to us, or otherwise dealing with us, you acknowledge that you have read, understood and agreed to these Terms.

If you do not agree with these Terms, you should not use our website or engage our services.

OUR BUSINESS:

The Company operates across several business areas, which may include: Study-abroad and Educational consultancy services; Work-abroad and employment/relocation support services; Sale and distribution of wine and other permitted alcoholic beverages; Sale of beauty and personal-care products; Sale and distribution of food and related consumer products; Real-estate agency, property marketing and related services; and Sale, brokerage, sourcing and/or marketing of automobiles. Different services and transactions may be subject to additional terms, quotations, invoices, application forms, agreements or transaction-specific conditions. Where there is a conflict between these Terms and a specific written agreement signed by you and the Company, the specific agreement shall prevail to the extent of the conflict.

ELIGIBILITY AND CUSTOMER RESPONSIBILITIES

You must provide accurate, complete and truthful information when dealing with the Company. You agree not to provide false, misleading, forged or fraudulent information or documents; impersonate another person; use our services for an unlawful purpose; interfere with the operation or security of our website; attempt to obtain services through deception or fraudulent means; submit documents belonging to another person without proper authority; or use our services in a manner that violates applicable Nigerian or foreign law. Where a service requires you to satisfy an age, immigration, educational, employment, financial or other eligibility requirement, you are responsible for ensuring that you meet the applicable requirement. We may refuse or suspend a transaction where we reasonably suspect fraud, illegality, document falsification, identity theft, money laundering, regulatory non-compliance or other unlawful activity.

WEBSITE USE

The Company’s website is provided primarily to provide information about our products and services and to facilitate communication, applications, inquiries and transactions. We endeavor to keep information on the website accurate and current, but we do not guarantee that every description, price, availability, photograph, advertisement, property listing, vehicle listing, educational program or other information will always be complete, accurate or current. Information may change without notice. The appearance of a product, property, automobile, institution, employer, educational program or other opportunity on our website does not necessarily constitute a guarantee that it remains available.

STUDY-ABROAD SERVICES

Where we provide study-abroad services, our services may include: educational counseling; school or university searches; program recommendations; application assistance; document preparation guidance; admission application support; scholarship information; visa application support; travel or relocation guidance; and related administrative services. Unless expressly stated in writing, we do not guarantee: admission to any school or institution; receipt of a scholarship; issuance of a student visa; approval of immigration applications particular immigration outcome; employment after graduation; accommodation; a particular academic result; or any particular financial return from studying abroad. Admission and immigration decisions are ultimately made by the relevant educational institution, government authority, embassy, consulate, immigration authority or other third party. We will not be responsible for a refusal, delay, cancellation or change in an application caused by a government authority, educational institution, embassy, consulate, examination body, employer, courier, financial institution or other third party. You remain responsible for ensuring that information and documents submitted on your behalf are accurate.

VISA AND IMMIGRATION DISCLAIMER

Where the Company assists with visa or immigration-related matters, we provide administrative and/or consultancy assistance and do not act as a government immigration authority. Visa and immigration decisions are made exclusively by the relevant government, embassy, and consulate or immigration authority. We do not guarantee visa approval. Processing times published by government authorities are estimates and may change. You are responsible for meeting all immigration requirements applicable to your circumstances. Where appropriate, customers may be required to obtain independent advice from a qualified immigration lawyer or other appropriately authorized professional.

CUSTOMER DOCUMENTS

Study-abroad, work-abroad and related services may require highly sensitive documentation, including: passports; national identification documents; birth certificates; academic certificates and transcripts; employment records; photographs; financial information; bank statements; immigration documents; medical or health-related information where required by the relevant process; and other personal information. You authorize us to use and disclose such information to the extent reasonably necessary to provide the requested service, subject to our Privacy Policy and applicable data-protection law. You must ensure that documents supplied to us are genuine and accurate. We reserve the right to refuse to submit or process documents that we reasonably believe may be fraudulent, altered, misleading or unlawfully obtained.

PRODUCT SALES

The Company may sell wine, beauty products, food products and other consumer goods. Product descriptions, photographs, packaging and colors shown online may vary slightly from the physical product. We endeavor to ensure that product information is accurate, but customers should examine applicable product labels, ingredients, warnings, expiry dates and usage instructions before purchasing or consuming a product. We will not knowingly sell products that are prohibited by applicable law. Where applicable, products will be supplied subject to relevant regulatory, safety, labeling and consumer-protection requirements.

WINE AND NON-ALCOHOLIC BEVERAGES

The sale, supply and delivery of wine and non-alcoholic beverages shall be subject to applicable Nigerian laws, licensing requirements, local restrictions and any age requirements applicable to the transaction. You must not purchase alcoholic beverages on behalf of a person who is legally prohibited from purchasing or possessing them. We may require proof of age or identity before completing an alcohol-related transaction. We reserve the right to refuse a sale or delivery where: the purchaser cannot satisfy applicable age requirements; the transaction appears unlawful; appropriate identification cannot be provided; delivery restrictions apply; or we reasonably believe the transaction may involve fraud or is use. Customers are responsible for complying with laws applicable to possession, consumption and transportation of alcohol.

BEAUTY AND PERSONAL-CARE PRODUCTS

Beauty and personal-care products must be used strictly in accordance with the manufacturer’s instructions. Unless expressly represented by the Company and permitted by applicable law, our products are not intended to diagnose, treat, cure or prevent disease. Customers should review ingredients and warnings before use and should conduct appropriate patch testing where recommended by the manufacturer. The Company is not responsible for adverse reactions resulting from: misuse; failure to follow instructions; use contrary to warnings; use of expired or improperly stored products; known allergies or sensitivities that were not disclosed where disclosure was relevant; or use for a purpose not intended by the manufacturer. Nothing in these Terms excludes liability that cannot lawfully be excluded.

FOOD PRODUCTS

Food products supplied by the Company should be consumed and stored in accordance with the manufacturer’s instructions. Customers should check: expiry or best-before dates; ingredients; allergen information; storage instructions; and any applicable preparation instructions. Customers with food allergies or special dietary requirements are responsible for reviewing applicable product information before consumption. We will take reasonable steps to supply products that are fit for their intended purpose and comply with applicable requirements. Where a product is defective, expired, damaged or otherwise unsuitable, customers should notify us promptly and provide reasonable evidence of the issue.

ORDERS AND ACCEPTANCE

Submitting an order or inquiry does not necessarily mean that the Company has accepted the order. An order becomes accepted when we confirm acceptance, dispatch the product, commence the relevant service, or otherwise confirm the transaction in writing, subject to the circumstances of the transaction. We may decline or cancel an order where: the product is unavailable; there is an obvious pricing error; payment cannot be verified; the transaction appears fraudulent; regulatory restrictions apply; the customer has breached these Terms; or circumstances outside our reasonable control prevent fulfillment.

PRICES

Prices displayed on our website or communicated to customers are subject to change. Unless expressly stated otherwise, prices may exclude: delivery charges; government fees; visa fees; examination fees; application fees; taxes; third-party professional fees; registration charges; property transaction costs; vehicle registration costs; or other third-party expenses. The applicable charges will be communicated to the customer before payment where reasonably practicable.

PAYMENTS

Customers agree to pay all applicable charges using the payment methods made available by the Company. We may require payment in full or a deposit before commencing certain services. A payment made to a third party, government authority, university, employer, embassy, landlord, vehicle seller or other external party may be subject to that party’s own terms. The Company is not responsible for fees imposed by banks, payment processors or other financial institutions unless such fees arise directly from our own error.

REFUNDS AND CANCELLATIONS

Refund eligibility depends on the nature of the service or product purchased. Certain third-party fees may be non-refundable once paid to a university, embassy, government authority, examination body, employer, landlord, vehicle seller or other third party. Where a refund is available, the amount and method of refund shall be determined in accordance with the applicable transaction terms and applicable law. Customers should request cancellation or refund as soon as possible. No provision in these Terms is intended to remove any mandatory consumer right or remedy that cannot lawfully be excluded.

REAL ESTATE SERVICES

Where the Company provides real-estate agency or property-related services, we may act as an agent, intermediary, marketer or facilitator depending on the particular transaction. Property information may include information supplied by property owners, developers, landlords, agents or other third parties. While we may conduct reasonable checks within the scope of our engagement, customers must conduct appropriate independent due diligence before entering into a property transaction. Customers should independently verify, as appropriate: ownership and title; planning and development approvals; property boundaries; encumbrances; outstanding charges; permitted use; physical condition; tenancy status; survey information; applicable taxes and government charges; and any other matters material to the transaction. The Company does not warrant that every representation supplied by a property owner or third party is accurate unless expressly verified and warranted by us in writing. Customers are encouraged to obtain independent legal advice before purchasing, leasing or otherwise acquiring an interest in property.

PROPERTY LISTINGS

Property listings may become unavailable without notice. Prices, rents, property specifications, photographs and availability may change. A property appearing on our website does not constitute an offer capable of acceptance unless expressly stated otherwise. The Company may remove, amend or update property listings at any time.

AUTOMOBILE SERVICES

Where the Company sells, sources, markets or brokers automobiles, vehicle information may include information supplied by owners, dealers, manufacturers or other third parties. Before purchasing a vehicle, customers should conduct appropriate due diligence, including where relevant: physical inspection; mechanical inspection; chassis/VIN verification; ownership verification; documentation verification; accident history checks; importation/customs checks; mileage verification; outstanding finance or lien checks; and road-worthiness checks. Unless expressly warranted in a separate written agreement, the Company does not guarantee the condition, mileage, accident history, mechanical condition or future performance of a used vehicle. Where the Company acts only as an intermediary or broker, the transaction may be directly between the buyer and seller.

THIRD-PARTY SERVICES

Our services may involve third parties,  including: universities and educational institutions; employers; embassies and government authorities; immigration authorities; examination bodies; travel companies; courier companies; banks and payment providers; property owners and developers; landlords; vehicle owners and dealers; manufacturers; logistics companies; and other service providers. We are not responsible for the independent acts, omissions, delays, decisions, policies or failures of third parties except to the extent required by applicable law or expressly agreed in writing.

INTELLECTUAL PROPERTY

Unless otherwise stated, the Company’s website, branding, logos, text, photographs, graphics, documents, designs and other content are owned by or licensed to the Company. You may not reproduce, modify, distribute, publish, sell, license or commercially exploit our content without our prior written permission. Third-party trademarks and logos remain the property of their respective owners.

PERSONAL DATA AND PRIVACY

We collect and process personal information in connection with our business activities. Depending on the service requested, this may include contact information, identity information, passport information, educational records, employment information, financial information, photographs and other information required to provide our services. We will process personal data in accordance with applicable Nigerian data-protection law, including the Nigeria Data Protection Act 2023, and our Privacy Policy. The NDPC identifies principles including lawful and transparent processing, purpose limitation, data minimization, storage limitation, accuracy and appropriate security. Where personal information is transferred to educational institutions, employers, government authorities, embassies, service providers or recipients outside Nigeria, such transfers will be handled in accordance with applicable data-protection requirements. Our Privacy Policy explains: the categories of information we collect; why we collect it; lawful bases for processing; recipients and third parties; retention; international transfers; cookies; security; data-subject rights; and how to make a data-protection request or complaint.

DATA SECURITY

We will take reasonable technical and organizational measures appropriate to the nature of the information we process. However, no electronic transmission or storage system can be guaranteed to be completely secure. Customers should not send sensitive documents through unofficial channels or disclose passwords, PINs, authentication codes or other security credentials to persons claiming to represent the Company unless the Company has expressly authorized such communication.

CONFIDENTIALITY

The Company will treat commercially and personally sensitive information received from customers with appropriate confidentiality, subject to disclosures: required by law; required by a competent authority; necessary to provide the requested service; authorized by the customer; necessary to protect our rights or property; or otherwise permitted under applicable law.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, the Company shall not be liable for indirect, consequential, incidental or unforeseeable losses arising from:

third-party decisions; visa or immigration refusals; university admissions decisions; employer decisions; property-owner conduct; vehicle-owner conduct; delays by government agencies; delays by educational institutions; courier or logistics delays; payment-provider failures; events outside our reasonable control; or inaccurate information supplied by the customer. Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law, including liability for fraud, willful misconduct or other liability that cannot lawfully be excluded.

 INDEMNITY

To the extent permitted by law, you agree to indemnify the Company against losses, claims, liabilities, costs and expenses arising from: fraudulent or misleading information supplied by you; forged or fraudulent documents; unlawful use of our services; breach of these Terms; infringement of another person’s rights; or your violation of applicable law. This clause does not apply to the extent that the relevant loss was caused by the Company’s own negligence, unlawful conduct or other matter for which the Company is legally responsible.

 FORCE MAJEURE

The Company shall not be responsible for failure or delay caused by circumstances beyond its reasonable control, including: natural disasters; epidemics or pandemics; war; terrorism; civil unrest; government action; strikes; power or telecommunications failures; cyber incidents; transportation disruption; border closures; immigration restrictions; changes in law or regulation; or failures of third-party service providers.

COMPLAINTS

Customers who have a complaint should first contact the Company through: Email: contact@leogreenservices.name.ng, Telephone: +2348030934943 Office Address: Plot 24 Road 2 Uratta Road Housing Estate, Owerri Municipal, Imo State, Nigeria. We will endeavor to acknowledge and investigate complaints within a reasonable period. Where a complaint concerns a third-party decision, we may assist the customer in communicating with the relevant third party, but cannot guarantee the outcome of that complaint. Nothing in this section prevents a consumer from exercising rights available under applicable law. The FCCPC is responsible for protecting and promoting consumer interests in Nigeria, including consumer safety and access to quality goods and services.

GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, except to the extent that mandatory law applicable to a particular transaction requires otherwise.

DISPUTE RESOLUTION

The parties shall endeavor to resolve disputes amicably through good-faith discussions. Where a dispute cannot be resolved amicably, either party may pursue any remedy available under applicable Nigerian law. Nothing in these Terms prevents a customer from exercising a statutory right to complain to an appropriate regulatory authority or seek a remedy available under applicable consumer-protection or other legislation.

CHANGES TO THESE TERMS

We may update these Terms from time to time to reflect changes in our services, business operations, technology or applicable law. The updated version will be published on our website with a revised effective date. Where a material change affects an existing contractual relationship, we will provide notice where required by law or the applicable agreement.

SEVER ABILITY

If any provision of these Terms is determined to be invalid, illegal or unenforceable, that provision shall be interpreted or modified to the minimum extent necessary to make it enforceable where legally possible. The remaining provisions shall continue in effect.

NO WAIVER

Failure by the Company to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision later.

ENTIRE AGREEMENT

These Terms, together with any applicable quotation, invoice, application form, service agreement, product-specific terms, Privacy Policy, Cookie Policy and other written agreements incorporated into the transaction, constitute the agreement between the Company and the Customer concerning the relevant transaction.

CONTACT INFORMATION

Company Name: [Leo Green Services

CAC Registration Number: BN 3371592

Registered Address: Plot 24 Road 2 Uratta Road, Housing Estate, Owerri Municipal, Imo State, Nigeria

Business Address: 28B Victory Lane Alaba Market, Naze, Owerri ,Imo State. Email: contact@leogreenservices.name.ng Telephone: +2348030934943

Website: https://leogreenservices.name.ng

CUSTOMER ACKNOWLEDGEMENT

By using our website, purchasing our products, submitting an application, requesting our services or otherwise engaging with the Company, you acknowledge that: you have read and understood these Terms; the information you provide to us is accurate and complete; you understand that third-party decisions are outside our control; you understand that certain fees may be non-refundable; you agree to comply with applicable laws and regulations; and you acknowledge that our Privacy Policy applies to the processing of your personal information.